Field notes on wildfire mitigation & insurance
How Colorado’s standards and laws actually work — and how to document mitigation in the format insurers accept.
Wildfire Mitigation Insurance Discounts in Colorado: What Counts and How to Document It
What mitigation earns an insurance discount in Colorado, plus the tax credit and rebates that stack on top — and how to document it all under HB25-1182.
Read →Home Hardening Basics: 6 Steps That Help Your Home Survive a Wildfire
Wildfire home hardening starts small: clear the first 5 feet, screen your vents, clean the roof. 6 proven, mostly low-cost steps from IBHS research.
Read →How to Prove Your Wildfire Mitigation to Your Insurer Under Colorado HB25-1182
Under HB25-1182, your insurer must count your mitigation — if you can prove it. Here's exactly how to document defensible space and home hardening.
Read →After the Marshall Fire: How Colorado Homeowners Can Document Mitigation and Appeal Their Wildfire Risk Score
After the Marshall Fire, Colorado's HB25-1182 lets you appeal your wildfire risk score — if you can prove your mitigation. Here's how to document it.
Read →What Is a Wildfire Risk Score — and How Do You Appeal Yours in Colorado?
A wildfire risk score can raise your premium or get you non-renewed. Here's what it is, who sets it, and how to appeal yours in Colorado under HB25-1182.
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